Buy XRP: Step-by-Step Guides, Exchange Comparisons & Wallet Reviews
Buy XRP by choosing a regulated exchange like Coinbase, Binance, or Kraken, completing identity verification, depositing funds via bank transfer or credit card, and placing an XRP purchase order. This guide covers every purchase method, compares exchange fees side by side, and recommends secure wallets for storing your XRP after purchase.
How do you buy XRP cryptocurrency?
Buyers purchase XRP by selecting a regulated exchange like Coinbase, Binance, or Kraken, completing identity verification, depositing funds via bank transfer or credit card, and placing an XRP buy order. Each step below links to a detailed guide.
Choose a regulated XRP exchange
Pick from Coinbase, Binance, Kraken, or another platform that supports XRP trading in your region. Fees range from 0.10% to 0.60% per trade.
Compare XRP exchange feesVerify your identity and deposit funds
Complete KYC verification (typically 5–15 minutes) and deposit USD, EUR, or GBP via bank transfer, credit card, or PayPal.
Buy XRP with credit cardPurchase XRP and secure it in a wallet
Place your buy order on the exchange, then consider transferring your XRP to a personal wallet for long-term self-custody security.
Best XRP wallets for self-custody| Feature | Coinbase | Binance | Kraken |
|---|---|---|---|
| Maker Fee | 0.40% | 0.10% | 0.16% |
| Taker Fee | 0.60% | 0.10% | 0.26% |
| Min Deposit | $2 | $10 | $10 |
| Payment Methods | Card, Bank, PayPal | Card, Bank, Crypto | Bank, Wire |
| Rating | ★★★★☆ (4/5) | ★★★★★ (5/5) | ★★★★☆ (4/5) |
Information as of 2026. Fees and features are subject to change.
XRP exchange fees and payment methods compared — updated February 2026
What topics does buy-xrp.com cover?
buy-xrp.com covers seven guide categories spanning XRP purchase methods, exchange comparisons, wallet security, investment analysis, XRP Ledger fundamentals, ETF tracking, and live price data. Each hub contains multiple in-depth pages addressing specific user questions.
How to Buy XRP
Step-by-step instructions for purchasing XRP with credit card, PayPal, bank transfer, and more.
Read the buying guideBest XRP Exchanges
Side-by-side comparison of Coinbase, Binance, Kraken, and other top XRP trading platforms.
Compare XRP exchangesXRP Wallets
Hardware, software, and custodial wallet options to keep your XRP safe after purchase.
Explore XRP walletsShould I Buy XRP?
Honest analysis of the XRP investment case — risks, growth potential, and current analyst sentiment.
Read XRP investment analysisWhat Is XRP?
How the XRP Ledger works, Ripple vs XRP, tokenomics, real-world use cases, and XRP’s role in cross-border payments.
Learn about XRP cryptocurrencyXRP ETF
Track XRP ETF applications, SEC decisions, and what an approved XRP ETF means for price.
Track XRP ETF statusXRP Price & Market Data
Live XRP price, historical charts, price predictions, and the factors that move XRP’s market value.
View XRP price dataHow do beginners buy their first XRP?
The complete XRP buying guide walks beginners through every step from choosing a regulated exchange to securing XRP in a personal wallet, with annotated screenshots, current 2026 fee tables, and payment method comparisons for each platform.
Read the Complete XRP Buying Guide